Secured Overdraft Loans HSBC VN

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Secured Overdraft | Loans - HSBC VN

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Financial wellbeing management

Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card

Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback!

Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts

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Fulfill your personal needs while enjoying attractive interest rates on fixed deposits

Eligibility and How to apply for a HSBC Secured Overdraft

Having an arranged overdraft could come in handy if you need some short-term funds to serve your personal expense purposes.

up to 95% of the value of VND Time Deposit or 75% of the value of Foreign Currency Time Deposit

You could have the loan tenor up to 12 months

We have quick disbursement processing within 3 hours

How to apply click to link to Eligibility and How to apply section

Interest rate = Prime rate + Spread

Interest rate = Prime rate + Spread

Prime Rate is an internal HSBC decided rate and may change vary from time to time

Interest charged only on balance used, monthly interest repayment, principle repayment by end of tenor

Vietnamese or resident foreigners

Maintain an operating Term Deposit account at HSBC

Please make sure you have carefully read the Eligibility and Terms and Conditions of Secured Overdraft . Call us on:

Lines are open from 8am to 10pm daily.

Download Secured Overdraft form

Download Secured Overdraft form This link will open in a new window

Secured Overdraft is a flexible loan for customers in need of funds while your own assets has been placed in a fixed deposit at HSBC Vietnam. Customers only pay monthly interest on the amount and number of days actually used.

What are the current applicable interest rates?

The current applicable lending interest rates are posted on our public website at https://www.hsbc.com.vn/en-vn/help/rates-and-fees/. Please contact our Contact Center or visit any HSBC branch or transaction office for further support.

How will interest be charged when I utilize the approved limit?

Monthly interest will be calculated based on the actual amount and the actual number of days of use.

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